Most people think they would.
Until they actually have to file a major insurance claim.
The reality is that insurance companies don’t pay based on memory. They pay based on documentation.
After a fire, flood, hurricane, theft, or other disaster, many homeowners discover they can’t remember everything they owned. The result can be thousands, or even tens of thousands, of dollars in unrecovered losses.
The 10-Minute Habit That Could Save You Months of Frustration
The solution is surprisingly simple.
Take your phone and record a walkthrough video of your home.
Walk room by room and talk as you record. Open closets, cabinets, storage areas, garages, and attics. Show electronics, furniture, appliances, jewelry, tools, collectibles, and anything else of value.
Follow the $100 Rule
If you paid $100 or more for it, put it on video.
As you record, mention:
- What the item is
- Roughly what it cost
- Where you bought it
- Any upgrades or special features
You don’t need to create a perfect inventory.
You simply need evidence.
Why This Matters
A simple walkthrough video can:
- Create proof that you owned the item
- Document condition and quantity
- Speed up insurance claims
- Reduce disputes and guesswork
- Help maximize claim payouts
Bottom Line
A 10-minute video today could save months of frustration later.
If disaster strikes tomorrow, you’ll be grateful you took the time to document what matters most.